WANT TO BUY A HOUSE AND NEED HELP WITH THE DOWN PAYMENT?
GET UP TO $30,000 IN DOWNPAYMENT MONEY. BUY A HOME IN U WITH LITTLE OR NO MONEY DOWN THROUGH FEDERAL, STATE, OR MUNICIPAL DOWN PAYMENT PROGRAMS FOR UTAH HOMES.
Welcome To DownpaymentUT.org
You Can Get A Home
Utah home buyers can get down payment assistance to cover down payment and / or closing costs. Let us show you how.
How Much Can You Get?
There are millions of dollars available to cover down payment and closing costs and help home buyers in Utah get approved.
Where’s The Money?
Federal, State, and Local Housing Assistance Programs, Non Profits, Lenders, Community Action Programs, and various other institutions serving Utah home buyers.
Down Payment Frequently Asked Questions
How Many Down Payment Programs Are Available In Utah?
The number of down payment programs can fluctuate because there are federal, state, county, municipal, and private down payment grant programs available. Some down payment programs have budget limits, some have expiration dates. New programs get introduced on a regular basis. We match you with the down payment programs you qualify for and best meet your financial need.
How Do You Qualify For Down Payment Grants?
Each program and participating lender may have different credit score requirements, income levels, etc. It’s best to review all factors in qualifying for down payment money. Give us a call now or complete the secure online form to see how much down payment money you can get.
Can You Qualify For Down Payment Grants With Poor Credit?
Yes, We can work with many buyers who have credit scores as low as 600. There are many programs available to review or help you clean up bumps or bruises on your credit.
What Type of Mortgages Qualify For Down Payment Assistance?
Many types including FHA, VA Loans, USDA, and most Conventional loans. Call now or complete the secure form to see how much down payment assistance you can get.
Utah Top 10 Down Payment Programs
HOPE Program
The HOPE (Homeownership Program for Everyone) program is a state-sponsored initiative that offers financial assistance to first-time home buyers. It provides down payment and closing cost assistance, making it easier for low to moderate-income families to secure a mortgage.
Utah Housing Corporation (UHC) Programs
UHC offers several DPA programs, including the FirstHome program, which provides down payment assistance to first-time buyers. The assistance can be in the form of a second mortgage with favorable terms, making homeownership more attainable.
Salt Lake City Down Payment Assistance Program
This program is specifically designed for residents of Salt Lake City. It offers up to $20,000 in down payment assistance for eligible buyers, helping them to cover the initial costs of purchasing a home.
Ogden City Down Payment Assistance Program
Ogden City provides a DPA program that assists qualified buyers with down payment and closing costs. This program aims to promote homeownership within the city and is available to both first-time and repeat buyers.
Davis County Down Payment Assistance Program
Davis County offers a DPA program that provides financial assistance to low and moderate-income families. The program helps cover down payment and closing costs, making it easier for residents to buy homes in the area.
Provo City Down Payment Assistance Program
Provo City has established a DPA program to assist first-time home buyers. The program offers financial support for down payments and closing costs, helping to make homeownership more feasible for local residents.
Weber County Down Payment Assistance Program
Weber County provides a DPA program aimed at helping first-time home buyers with down payment and closing cost assistance. This program is designed to support low to moderate-income families in achieving their homeownership goals.
Cache County Down Payment Assistance Program
Cache County offers a DPA program that provides financial assistance to eligible home buyers. The program is intended to help cover down payment and closing costs, facilitating the purchase of homes in the county.
USDA Rural Development Program
For those looking to buy homes in rural areas of Utah, the USDA Rural Development program offers down payment assistance and favorable loan terms. This program is ideal for low to moderate-income families seeking to purchase homes in eligible rural locations.
FHA Loans with Down Payment Assistance
FHA loans are a popular option for many home buyers, and they can be combined with various DPA programs. These loans allow for lower down payments and are accessible to a wide range of buyers, including those with lower credit scores.
In conclusion, Utah offers a variety of down payment assistance programs to help home buyers achieve their dreams of homeownership. From state-sponsored initiatives like the HOPE program to local city and county programs, there are numerous options available to assist individuals and families in overcoming financial barriers.
